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Agent Update Memo — November 2025

Below you will find new Medicare training and information both from Senior Marketing Specialists and the insurance industry as a whole. This information will be updated throughout the month.

Last Edited: 11/24/2025

Senior Marketing Specialists Updates

Carrier Updates

Lots of carriers are on January 1 Medicare Supplement renewal cycles. Be watching those rate increases!

  • Humana, UHC, and Anthem/BCBS in some states.
  • Medico – February in some states.

AETNA

ALLSTATE

BCBS KS

  • BCBS KS is remaining in-network with Auburn Pharmacy.

CIGNA

GTL

  • HIP Guaranteed Issue is up to 75 in most states!

HEALTHSPRING

  • Important Deadline: Agents have until December 24, 2025 to submit the HRA for any member applications taken from October 1 – December 7, 2025.

HUMANA

  • BJC is in network for Humana 2026.

  • Reminder: Humana PDP’s are now only available on Medicare.gov and the Humana.com consumer-facing site.

MANHATTAN LIFE

UNITED HEALTHCARE
  • SSBCI Verification: We’re excited to bring you another Book of Business enhancement that will enable you to easily and efficiently view the qualifying condition verification status for your current clients in a plan with Special Supplemental Benefits for the Chronically Ill (SSBCI) for 2026. UnitedHealthcare aims to make the transition to SSBCI benefits seamless. 

WELLABE

  • HIP Guaranteed Issue is up to 79 in most states!

WELLCARE

  • Please be advised that SeaView IPA will no longer be an in-network provider for Wellcare members, effective December 31, 2025.

Have additional questions? Contact us today by calling (800) 689-2800 or email us at contact@smsteam.net!

All contracted Agents receive FREE access to SMS-University, the industry’s most trusted, comprehensive online training platform, featuring numerous training modules, white-papers, and clear, concise education tools.

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