Unlike traditional employees, independent agents had no one to contribute to their retirement, until now.

Senior Marketing Specialists and JK Financial have partnered to offer SMS contracted agents a way to start their own IRAs (Individual Retirement Accounts).  PLUS, Senior Marketing Specialists will help contribute to your account with various promotions and production levels.

Setting up your account it simple and there are no minimal monthly deposit or production requirements. If you have at least one contract with Senior Marketing Specialists, you can participate.

How it works

Open your account

$250 initial investment starts your retirement account. You will have your choice of account types and allocation options.

Self Fund

You have the ability to fund your account at your will. No monthly minimum requirements or obligations.

SMS Funding

Once you hit certain production or criteria with Senior Marketing Specialists, we will add additional funds directly to your account.

50 Applications = $50 Deposit

For every 50 qualifying applications you submit with Senior Marketing Specialists, you will receive a $50 deposit directly into your retirement account.

Qualifying Applications:

  • Medicare Supplement
  • Final Expense
  • Dental / Vision / Hearing
  • Home Health
  • Short Term Care / LTC
  • Annuity

Ready to Invest In Yourself?

Contact your Sales Director today for more details and to get connected with JK Financial. Additionally, you can download the Road 2 Retirement whitepaper here.


Other Frequently Asked Questions

How much does it cost to open an account? $250 initial investment starts your retirement account. The $250 is yours and there are no fees or costs to open the account.
Is there a minimum amount I have to contribute every month? No. You can put as much or as little in each month. There is no required minimum monthly deposit.
What is the annual maximum I can contribute? $5,500 is the annual maximum.
What kind of account is it? You have your choice of account types, such as a Roth IRA, traditional IRA, and others depending on your needs.
Who is in charge of my money? The money is yours and your account is personal, regardless of your employment situation. JK Financial will help you oversee your funds and allocations.
I already have a retirement account, can I participate? Yes. You can either start a new account or roll over your account to a new one through JK Financial.
I have a 401(k) from an old employer. Can you help me? Yes. We can show you options on how to roll over those funds to a new account.
Where does my money get invested? Based on your objectives and risk tolerance, your advisor will help direct you in the most appropriate options


NOTE: Available to agents in the following states: MO, IA, IL, KS, CO, GA, NE, & TX. Due to CMS regulations, Medicare Advantage (Part C) and Prescription Drug (Part D) applications cannot participate in the program. ACA enrollments are also non-qualifying.
DISCLAIMER: The content herein has been prepared for informational purposes only and does not constitute an offer to purchase or sell  investments. Investments in securities involve a high degree of risk and should only be considered by investors who can withstand the loss of their investment. Because investors situations and objectives vary this information is not intended to indicate suitability for any particular investor.  This material is not to be interpreted as tax or legal advice. Securities offered through Concorde Investment Services, LLC, member FINRA(www.finra.org)/SICP (www.sipc.org). Advisory serviced offered through Cutting Edge Advisors. JK Financial, Senior Marketing Specialists, Cutting Edge Advisors and CIS are all independent of each other.

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