Why Offer Specified Disease Insurance?Health insurance will generally cover your client’s doctor visits and hospitalization, it does not cover deductibles, co-pays, tests and labs, travel or lodging, or home or facility care. Specified disease policies are designed to cover some of these gaps in health insurance policies depending on the diagnosis of specific diseases or groups of diseases. The need for specified disease policies are great. If 65% of the cost of cancer treatment is bundled up in the travel, lodging, lost wages, etc. then the vast majority of the cost for the average person will not be covered by their medical insurance. Specified disease insurance can be another brick in the wall of products that you present to your client to protect their way of life and the things they’ve worked so hard for in their life. And the value of protection is priceless.
If you need more information, don't hesitate to contact us! *We do not keep product forms for all states. If you need a product that is not listed on the website, please reach out to us at 1-800-689-2800 for assistance.